Trademark Rights as Fiduciary Guarantee in Banking Credit

Development in the national economy is one of the efforts to achieve a just and prosperous society based on Pancasila and the 1945 Constitution. In the Fiduciary Guarantee Law, the object of fiduciary guarantees is given a very broad explanation to include not only movable objects, both tangible and intangible, but also immovable objects and those that cannot be encumbered with dependent rights. Making intellectual rights the main guarantee in banking is certainly not an easy thing. All this is because in the Indonesian state it is still not possible to make a guarantee for intellectual property rights that have been guaranteed as the object of fiduciary guarantee This research is prepared with a normative juridical research method with a statue approach, conceptual approach and case approach. Although a brand can have economic value, it cannot make the brand the main guarantee, it can only be an additional guarantee. This is because brands cannot be guaranteed to exist to be used as the main guarantee in the banking sector. Legal protection against the imposition of fiduciary guarantees on intellectual property is becoming increasingly important in the context of an innovation-based economy. Fiduciary guarantees, which are regulated in Law No. 42 of 1999, allow creditors to obtain debt repayment through collateral objects that remain in the debtor's control.