Evaluation of Artificial Intelligence and Blockchain Integration Utilizing the DEM ATEL Method to Improve Privacy and Transparent in the Financial Sector

d IoT security perspective. It makes use of three essential Blockchain features— transparency, immutability, and decentralization— to build environment that are reliable and impenetrable. This application is realized through the utilization of features such as AI-driven fraud detection, Blockchain security, data privacy, the reliability of Smart Contracts, transaction speed, and system scalability. The result is, Blockchain-IoT Security Perspective, the first rank is System Scalability, the lowest rank is AI-based Fraud Detection, Blockchain Security is the fourth rank, Data Privacy is the fifth rank, Smart Contract Reliability is the third rank, and Transaction Speed is the first rank.