Jiahao Sun, Mingzi Liu, Cancheng Jiang, Qingqiao Cai, Rong Cai, Jiahui Li, Yawen Xiao, Qingyi Xian, Xiaonan Sun, Lelun Jiang, Cheng Li, Chi Yan Tso, Xinge Yu, Yingying Zhou, Zehua Peng, Jiyu Li
Heat accumulation from Joule heating and solar irradiation severely challenges thermal safety and signal stability of long-term, outdoor on-skin electronics and human-machine interfaces. Here, we develop a self-stratified stretchable passive cooling interface (SPCI) that implements a synergistic internal-dissipation and external-blocking strategy by inducing gradient stratification via the density mismatch between Al2O3 microparticles and liquid metal (LM) within the elastomer. This mismatch triggers spontaneous self-stratification upon curing, yielding a multi-layer composite that features an Al2O3-enriched top layer for high solar reflectance (92.6%) and an LM-network-enriched bottom layer for efficient heat dissipation (thermal conductivity ≈ 1.5 W·m-1·K-1), while retaining soft mechanics (elastic modulus ≈ 0.082 MPa) and high stretchability (> 800% elongation). The SPCI exhibits excellent cooling performance in serpentine circuits at 200 mW, reducing peak temperature by up to 8.4 °C indoors and 12 °C outdoors under solar exposure, while maintaining effective cooling under tension. When integrated into a wireless skin-interfaced photoplethysmography platform for heart-rate monitoring, it lowers the maximum surface temperature by 8.6 °C during outdoor operation, enabling superior preservation of pulse-wave features compared with conventional elastomer encapsulation. This work establishes a scalable, mechanically compliant encapsulation interface for simultaneously mitigating internal and external thermal loads in wearable electronics and human-machine interfaces.