The Velvet Leviathan: Architecture of Digital Neofeudalism and the Algorithmic Gulag

This paper examines the transformation of modern financial institutions into mechanisms of state-like coercion through the lens of "Digital Neofeudalism". It explores how the delegation of the monopoly on violence—specifically asset confiscation, restriction of movement, and Social isolation — to private banking cartels — has birthed an "Algorithmic Gulag". Driven not by political ideology but by corporate KPIs fueled by fiat liquidity, the system weaponizes citizens’ basic survival needs to extract hyper-rent, utilizing seamless digital interfaces to automate repression.